- Doorstep KYC re-verification now available for Pradhan Mantri Jan Dhan Yojana (PMJDY) account holders.
- Jan Dhan Yojana accounts need mandatory re-KYC by September 30, 2025, following RBI rules after 10 years.
- Over 1.05 lakh Gram Panchayat camps held with millions benefiting from new accounts and scheme sign-ups.
- Free re-KYC, account opening, and social security scheme registrations offered at local camps from July to September 2025.
In line with the Reserve Bank of India’s directive to renew Know Your Customer (KYC) details every 10 years, a nationwide re-KYC campaign is currently being conducted for all Pradhan Mantri Jan Dhan Yojana (PMJDY) account holders. The re-KYC drive, which runs until September 30, 2025, is aimed at ensuring continued access to the benefits of the Jan Dhan scheme.
The PMJDY was launched to promote financial inclusion by offering banking facilities to every citizen, especially those from economically weaker sections. As part of the latest update, all Jan Dhan account holders must update their KYC details to avoid any disruption in services.
Why Re-KYC Is Needed After 10 Years
The Reserve Bank of India says KYC documents should be updated every 10 years. Since the Pradhan Mantri Jan Dhan Yojana accounts were opened about a decade ago, many people need to complete this re-KYC process. Doing this on time will help you avoid your account being deactivated and make sure you continue to get benefits like insurance, pension schemes, and overdraft facilities.
Doorstep KYC Services Under PM Jan Dhan Yojana
To help PMJDY account holders keep their accounts active, banks have started doorstep KYC re-verification services. This means that if your KYC details have not been updated recently, you dont have to visit bank branches anymore. Instead, authorized staff will assist you right at your home or nearby camps organized at the Gram Panchayat level.
How Banks Are Reaching Out: Nationwide Financial Inclusion Campaign
Since July 1, 2025, banks across India have been running a big campaign to boost financial inclusion and complete KYC requirements. As part of this, special camps are set up at Gram Panchayats where local residents can get multiple services. This campaign will continue until September 30, 2025, aiming to reach every part of the country.
Services Offered at Gram Panchayat Camps
The camps offer a one-stop solution for your banking needs, including:
- Free re-KYC services to verify and update old Jan Dhan and other bank accounts.
- Opening new PMJDY accounts for adults who dont yet have bank accounts.
- Enrollment opportunities for important social security schemes like Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY).
- Awareness drives to educate people about unclaimed deposits and financial literacy.
- Grievance redressal to resolve customer complaints on the spot at the camp venue.
Impact So Far: Numbers From the First Month of the Campaign
The results of this wide-reaching campaign in just one month have been impressive:
| Activity | Number Achieved |
|---|---|
| Gram Panchayat Camps Held | 1.05 lakh |
| New PMJDY Accounts Opened | 6 lakh+ |
| Enrollments under PMJJBY | 7 lakh+ |
| Enrollments under PMSBY | Around 12 lakh |
| Enrollments under APY | Around 3 lakh |
| Re-KYC Done | 14.22 lakh accounts |
What is Pradhan Mantri Jan Dhan Yojana?
Pradhan Mantri Jan Dhan Yojana is a national mission started to promote financial inclusion across India. By giving access to affordable banking and insurance products, it aims to make sure everyone can benefit from formal financial services. Account holders get a basic savings bank deposit (BSBD) account along with remittance, credit, insurance, and pension benefits.
Benefits and Features of a PMJDY Account
- No minimum balance requirement to keep your account active.
- Interest earnings on the money you deposit.
- A RuPay debit card with accidental insurance cover up to Rs. 2 lakh for new accounts.
- Access to an overdraft facility up to Rs. 10,000 if you qualify.
- The chance to get benefits from government schemes like Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), and MUDRA loans.
With doorstep KYC services and local Gram Panchayat camps, managing your PMJDY account is now hassle-free. Dont miss the chance to update your details and sign up for social security schemes before the September 30 deadline. Stay informed, take part in your local camp, and enjoy all the benefits of this key financial inclusion program.
Step-by-Step Guide to Update KYC Online in SBI
If your Jan Dhan Yojana account is with the State Bank of India (SBI), you can update your KYC online via internet banking by following these steps:
- Log in to the SBI Net Banking portal.
- Click on the My Accounts & Profile tab.
- Select Update KYC from the options.
- Enter your profile password and click Submit.
- Choose your Jan Dhan account from the dropdown and click Submit.
- Update any changed information, upload new KYC documents if needed, and submit the form.
- Enter the OTP sent to your registered mobile number to confirm the update.
Note that if your KYC details have changed significantly, you might need to visit your nearest SBI branch with original documents and a photo. You may also need to fill the Annexure C – Self Declaration Form for address changes.
How to Update Your KYC with Punjab National Bank (PNB)
Punjab National Bank offers several easy ways to update your Jan Dhan account KYC:
- Digital channels: Use PNB ATMs, mobile banking, or internet banking for re-KYC.
- OTP-based eKYC: A secure way where KYC is verified via a one-time password sent to your registered number.
- Instant Video KYC option: Allows face-to-face verification from home using your phone or computer, making it very convenient.
These options let you complete the re-KYC process safely and quickly, without needing to visit a branch.