- ₹3,200 crore crop insurance claims paid digitally to over 30 lakh farmers under Pradhan Mantri Fasal Bima Yojana (PMFBY).
- Major event held at Jhunjhunu Airstrip with key government officials and farmer leaders present.
- New tools like YES-TECH and WINDS portal introduced for faster, clear claim settlements.
Pradhan Mantri Fasal Bima Yojana (PMFBY) keeps improving farmer welfare with a recent big digital payment of ₹3,200 crore in crop insurance claims to more than 30 lakh farmers. This important step shows the government’s promise to support farmers financially and make sure they get timely compensation for crop losses. The scheme’s focus on clarity, technology, and efficiency is clear in the latest updates and new tools.
Direct Benefit Transfer of ₹3,200 Crore to Farmers
On Monday, the Central Government digitally transferred over ₹3,200 crore directly into the bank accounts of 30 lakh farmers under PMFBY. This large Direct Benefit Transfer (DBT) is a big step in crop insurance payouts, making sure farmers affected by crop damage get their money quickly and without hassle.
Key Participants and Event Highlights
The event was held at the Jhunjhunu Airstrip in Rajasthan, led by Union Minister for Agriculture & Farmers’ Welfare and Rural Development, Shivraj Singh Chouhan. Rajasthan Chief Minister Bhajanlal Sharma was the Chief Guest. Other important guests included Union Minister of State for Agriculture Bhagirath Choudhary, Rajasthan Agriculture Minister Dr. Kirodi Lal Meena, senior government officials, farmer leaders, and public representatives. Farmers from Jhunjhunu, Sikar, Jaipur, Kotputli-Behror, and nearby districts took part, while many more joined online from across the country.
State-wise Distribution of Crop Insurance Payouts
The ₹3,200 crore paid under PMFBY was shared among several states as follows:
| State | Amount Disbursed (₹ Crore) | Number of Farmers Benefited |
|---|---|---|
| Rajasthan | 1,121 | 7 lakh+ |
| Madhya Pradesh | 1,156 | – |
| Chhattisgarh | 150 | – |
| Other States | 773 | – |
New Ways to Settle Claims Faster
PMFBY has started a simpler and faster claim settlement process to improve clarity and help farmers better. Claims are now paid based on the central subsidy without waiting for the state’s premium share. This change means payments come faster and reduces delays that used to hurt farmers’ finances.
From the Kharif 2025 season, any delay in state government payments will lead to a 12% penalty. Similarly, insurance companies delaying payments will have to pay farmers the same penalty. These rules aim to keep everyone responsible and protect farmers’ interests.
New Digital Tools Making PMFBY Work Better
Several digital platforms and mobile apps have been added to PMFBY to speed up claim processing and farmer registration. These include:
- YES-TECH: A technology platform that makes claim settlements and data management easier.
- WINDS Portal: A web system for tracking and managing insurance work.
- AIDE Mobile App: Lets farmers register easily and check claim status on their phones.
- Krishi Rakshak Portal: Gives weather data and crop loss info to help with accurate claim checks.
- Helpline 14447: Dedicated support for farmers to answer questions about PMFBY.
PMFBY’s Progress Since 2016
Since it started in 2016 by Prime Minister Narendra Modi, PMFBY has made great progress in helping farmers. Over 78 crore farmer applications have been covered, with claims worth ₹1.83 lakh crore paid out. Farmers have paid a total premium of ₹35,864 crore, leading to payouts more than five times the premium amount. This shows the scheme’s success in giving financial security and encouraging investment in farming.
Union Minister Shivraj Singh Chouhan called PMFBY a “farmer-helping scheme” that matches the government’s vision of Atmanirbhar Bharat by strengthening rural livelihoods and building protection against farming risks.
For more details and updates on the Pradhan Mantri Fasal Bima Yojana, you can visit the official website: https://pmfby.gov.in.