- Rs 152.84 crore paid to 1.41 lakh farmers in Chhattisgarh under Pradhan Mantri Fasal Bima Yojana.
- Chief Minister Vishnu Dev Sai appreciates PM Modi and Agriculture Minister Shivraj Singh Chauhan for the scheme’s success.
- Scheme offers financial protection against crop loss due to natural disasters, pests, and diseases.
In a major relief to farmers, the Government has disbursed ₹152.84 crore directly into the bank accounts of 1.41 lakh beneficiaries in Chhattisgarh under the Pradhan Mantri Fasal Bima Yojana (PMFBY). The scheme, aimed at safeguarding farmers from financial losses due to crop damage, continues to play a significant role in providing timely assistance. PMFBY offers coverage for crop loss, along with benefits such as affordable premium rates and a simplified claim process, ensuring protection for cultivators across the country.
Financial Impact of Pradhan Mantri Fasal Bima Yojana in Chhattisgarh
Under the Pradhan Mantri Fasal Bima Yojana, more than 1.41 lakh farmers in Chhattisgarh have received a total payment of Rs 152.84 crore. This amount was credited directly to their bank accounts as compensation for crop losses. This financial help not only supports farmers in recovering from losses caused by natural calamities but also provides economic security, allowing them to continue farming with confidence.
Government Leaders’ Support and Implementation Efforts
Chief Minister Vishnu Dev Sai expressed his thanks to Prime Minister Narendra Modi and Agriculture Minister Shivraj Singh Chauhan for their strong leadership in putting the Pradhan Mantri Fasal Bima Yojana into action. He said that over 30 lakh farmers across India have benefited from insurance claims totaling more than Rs 3,200 crore. The Chief Minister stressed that protecting farmers and making sure they prosper is a top priority for the government.
He also promised that the Chhattisgarh government is committed to carrying out central welfare schemes clearly and efficiently, aiming to help farmers economically and promote independence.
What is Pradhan Mantri Fasal Bima Yojana?
The Pradhan Mantri Fasal Bima Yojana is a government scheme that provides financial help to farmers in case of crop loss or damage due to natural disasters like floods, droughts, hailstorms, pests, or diseases. This scheme acts as a safety net, helping farmers recover their losses and continue their farming activities without heavy financial pressure.
Who is Eligible for the Scheme?
All farmers who pay the required insurance premium within the set time are eligible to get benefits under this scheme. This includes small, marginal, and large farmers growing Kharif, Rabi, or commercial/horticultural crops. Paying the premium on time is important to make sure you are covered and can claim benefits.
How to File a Claim Under the Scheme?
If your crops get damaged, you can file a claim by reporting the loss to your nearest agriculture department office, authorized insurance company, or through the official mobile app made for the scheme. It is important to report the damage within the given time to make sure your claim is processed smoothly. Once the claim is approved, the insurance amount is directly transferred to your bank account through Direct Benefit Transfer (DBT).
Insurance Premium Rates Under the Scheme
| Crop Type | Premium Rate |
|---|---|
| Kharif Crops | 2% |
| Rabi Crops | 1.5% |
| Commercial/Horticultural Crops | 5% |
These premium rates are subsidized to make insurance affordable for farmers, making sure more farmers join and get protection.
To know more or apply for the Pradhan Mantri Fasal Bima Yojana, you can visit the official government portal: https://pmfby.gov.in.
By understanding and using the Pradhan Mantri Fasal Bima Yojana, you can protect your farming livelihood against unpredictable risks and help create a more secure agricultural future.