- Assam Cashless Medical Scheme starts with a ₹325 crore fund to provide free, cashless medical treatment to at-risk groups.
- Eligible beneficiaries can get treatments like heart surgeries, cancer care, and emergency services at approved hospitals using smart health cards.
- Phased rollout includes government and private hospitals, aiming to lower financial stress and improve healthcare access across Assam.
Assam Cashless Medical Scheme is a new healthcare plan launched to provide free and cashless medical treatment to eligible people across Assam. This scheme, supported by a ₹325 crore fund, aims to reduce the financial burden of treatment costs for low-income families and at-risk populations. If you want to know how to benefit from this scheme, what it covers, and how to enroll, this article will guide you through everything you need to know about the Assam Cashless Medical Scheme.
Who Can Benefit from the Assam Cashless Medical Scheme?
The scheme mainly focuses on the most at-risk groups to make sure healthcare is fair and accessible. Beneficiaries include:
- Low-income families and Below Poverty Line (BPL) households
- Daily-wage laborers and informal sector workers
- Senior citizens without pension support
- Women and children from poor backgrounds
The government uses data from the National Food Security Act (NFSA) and Socio-Economic Caste Census (SECC) to find eligible families. You can check your eligibility online through the official state health portal at https://hfw.assam.gov.in/.
How to Enroll and Access Cashless Medical Services
Signing up for the Assam Cashless Medical Scheme and using its benefits is simple. Follow these steps:
- Go to the official website: https://hfw.assam.gov.in/
- Check your Aadhaar-linked family details to confirm eligibility.
- Download or get your smart health card from local health centers. This card is linked to your Aadhaar and is needed to get cashless treatment.
- Pick an approved hospital from the network and get treatment without paying upfront.
If you need help, you can call the government helpline at 1800-345-3612.
Also Read – Assam Arms Licence Scheme: Eligibility and Application Process for Indigenous Residents
Key Treatments Covered Under the Scheme
The Assam Cashless Medical Scheme covers many important medical procedures and services, including:
- Heart surgeries
- Dialysis
- Cancer treatments
- Emergency trauma care
- Maternity and child health services
This wide coverage makes sure beneficiaries get timely and essential healthcare without worrying about costs.
Implementation Phases and Hospital Network
The scheme is being rolled out in two phases to make sure it runs smoothly and covers many people:
| Phase | Timeline | Coverage |
|---|---|---|
| Phase 1 | By December 2025 | All government medical colleges and major district hospitals |
| Phase 2 | Early 2026 | 100+ private hospitals across Assam through public-private partnerships |
Some of the approved hospitals include:
- GNRC Hospitals
- Dispur Polyclinic and Nursing Home
- Ayursundra Super Specialty Hospital
- Hospitals in Dibrugarh, Jorhat, Silchar, and other cities
Training programs are ongoing to prepare hospital staff for digital integration and beneficiary support, making sure services run smoothly.
Why the Assam Cashless Medical Scheme is a Healthcare Game-Changer
Healthcare access has been a big challenge in Assam, especially in rural and tribal areas. According to a 2024 NITI Aayog report, over 60% of medical expenses in the state are paid out-of-pocket, causing money problems for many families.
This scheme tackles these issues by:
- Removing financial hardship caused by emergency and critical treatments
- Encouraging early medical care without worrying about costs
- Promoting fairness by allowing access to private healthcare facilities for at-risk populations
Chief Minister Himanta Biswa Sarma said, “Healthcare should not depend on the size of one’s wallet. This scheme makes sure every Assamese has dignity and access to life-saving services.”
Public and Professional Reactions to the Scheme
Healthcare professionals have welcomed the Assam Cashless Medical Scheme with enthusiasm. Dr. Anupam Bhuyan, senior surgeon at Guwahati Medical College, said, “This scheme can reduce patient backlog and allow smoother referrals, especially from rural Primary Health Centres.”
Beneficiaries like Nirmala Devi from Barpeta shared hope, saying, “My husband needs dialysis every week. If the cost is covered, we can finally sleep without fear.”
Social media platforms have seen positive responses with hashtags like #AssamHealthReform and #CashlessCare trending locally, showing wide support.
If you live in Assam and belong to the eligible groups, don’t miss this chance. Visit https://hfw.assam.gov.in/ today to check your eligibility and enroll. Remember, healthcare is your right, not a luxury.