- Gau Samridhi Bima Yojana in Kerala has reached 50% progress in district coverage.
- Insurance covers livestock death, productivity loss, and farmer’s death.
- Eligibility includes cows and buffaloes aged 2-10 years with specific milk production and pregnancy conditions.
Gau Samridhi Bima Yojana in Kerala is a significant livestock insurance scheme aimed at protecting farmers and dairy producers against unexpected losses related to their cattle. The scheme covers death of livestock, loss in milk productivity, and even the death of the insured farmer, providing financial security for rural livestock owners. The livestock department of Kerala has reported a steady progress of 50% enrollment in the district so far, reflecting good acceptance among beneficiaries.
Eligibility and Coverage under Gau Samridhi Bima Yojana Kerala
This insurance scheme is designed to cover cows and buffaloes that are between 2 to 10 years of age. To qualify, the animals must produce at least 7 liters of milk daily and should be pregnant for at least 7 months. These criteria ensure that the insured animals are of productive value and genuinely contribute to the farmer’s economy.
What Losses are Covered?
- Death of insured livestock due to diseases or accidents.
- Loss in milk productivity arising from illness or injury.
- Death of the farmer, which may impact the continuation of animal rearing activities.
Benefits and Premium Details for Farmers
Farmers can avail this policy by paying a nominal premium amount, which varies depending on the insurance tenure:
- Premium of ₹500 is to be paid by the farmer.
- Insurance cost for one year is ₹1356.
- For a three-year policy, the premium cost is ₹3319.
- Farmers wishing to insure their livestock for an amount of ₹5 lakh annually must pay an additional ₹100 premium.
How to Apply for Gau Samridhi Bima Yojana Kerala?
Interested farmers can apply for this scheme by visiting their nearest veterinary hospital or animal welfare officer’s office. The officials provide guidance on the application process and necessary documentation for smooth enrollment. The scheme aims to simplify the process so that maximum livestock owners can get insured without hassle.
District Animal Welfare Officer Dr. Afzal emphasizes the importance of this insurance in securing farmers’ livelihoods and encouraging sustainable animal husbandry practices. As the enrollment progresses, more farmers are expected to benefit from the financial protection offered by Gau Samridhi Bima Yojana Kerala.