- Gruhalakshmi Scheme beneficiaries are waiting for a delayed ₹6,000 (three instalments of ₹2,000 each) — government hints it may be released around Dussehra or Diwali 2025.
- About 1.24 crore eligible women in Karnataka; 1.06 crore have already received all instalments. Budget allocations for 2024–25 stand at ₹28,608.40 crore.
- How you can check status, update Aadhaar/bank details, file a grievance and what to do as you wait to avoid losing benefits.
Gruhalakshmi Scheme has been a key step in helping women by directly depositing Rs 2,000 every month into the bank accounts of housewives across the state. However, the payment of Rs 6,000, which covers three installments (22nd, 23rd, and 24th), has been delayed recently. This delay has caused worry among lakhs of women beneficiaries who depend on this financial help for their daily needs.
If you are a beneficiary or interested in the Gruhalakshmi Scheme, it’s important to know about the recent delay in the Rs 6,000 payment covering three installments. This scheme, started to help women financially, has been a big support for many families. Here, you will find clear information about the payment delay, planned release dates, government promises, and the financial outlook of the scheme. Stay informed to understand how this affects you and what to expect next.
Eligibility criteria
Who counts as a household head? Usually the woman listed as head of household in government records, or the person registered as a beneficiary under the scheme at the local Anganwadi or CSC. To be eligible you must be:
- a resident of Karnataka
- registered as a Gruhalakshmi beneficiary in state records
- the household head as per the local list or application
Required Documents
- Aadhaar card (for linking)
- Bank passbook or cancelled cheque (to verify account number and IFSC)
- Ration card (if available)
- Residence proof (voter ID, electricity bill, or similar)
How the payment cycle works: ₹2,000 per installment and three-installment logic
Each eligible beneficiary is due ₹2,000 per month. Payments are processed as monthly instalments but sometimes paid in tranches depending on administrative schedules. You may see gaps for one of these reasons:
- Regular monthly credit of ₹2,000 — if all months clear, you get each instalment on schedule.
- Pending instalments — if three months (for example tranches 22, 23 and 24) are not credited, you will have a pending ₹6,000 balance.
- Reconciliation — departments check records and may hold payments until KYC/bank checks or budget clearance are done. That can create gaps in transfer history.
Key programme figures and budget status
Here are recent official figures to know:
| Item | Figure / Note |
|---|---|
| Estimated eligible beneficiaries | ~1.24 crore |
| Beneficiaries who have received all instalments so far | ~1.06 crore |
| 2023–24 allocation | ₹17,000 crore (allocated; fully spent) |
| 2024–25 budget | ₹28,608.40 crore (allocated and being utilised) |
| 2025–26 projection | Likely similar allocation ~₹28,608 crore (indicates continuity) |
| Pending instalment example | ₹6,000 for three pending months (e.g., tranches 22, 23, 24) |
| Official resources | Women & Child Welfare Dept, Karnataka | Government of Karnataka |
Delayed ₹6,000: latest government update, timelines and scenarios
Officials have acknowledged delays and hinted at festival-timed disbursals. Two likely scenarios are being discussed: releasing all three pending installments together around Dussehra, or releasing two installments first (₹4,000) and following up with the remaining one (₹2,000) around Diwali. Both options aim to ease financial pressure on families during major festivals.
Also Read – YuvaNidhi Scheme Karnataka – Eligibility, Benefits & Online Application for Unemployed Graduates
Official statements and likely release scenarios (Dussehra or Diwali)
Women & Child Welfare Minister Laxmi Hebbalkar and department spokespeople have said the pending amounts will be released soon. Exact dates depend on final reconciliation and budget timings. Possible release paths you should expect:
- Single release: All three installments (₹6,000) credited together around Dussehra (Sep–Oct 2025).
- Staggered release: Two installments first (₹4,000) near Dussehra, remaining one (₹2,000) near Diwali (Oct–Nov 2025).
Check official notifications from the Women & Child Welfare Department for the confirmed schedule: wcd.karnataka.gov.in.
Common causes of disbursal delays
If your payment is delayed, it may be due to one or more of these practical reasons:
- Fund reconciliation between departments and banks before mass transfers.
- Timing of budget releases or state treasury cycles.
- KYC or Aadhaar-bank linkage mismatches that block direct benefit transfers.
- Technical processing issues in payment portals or at the bank end.
- Incorrect bank account details or closed/inactive accounts.
How to check your Gruhalakshmi payment status (step-by-step)
Follow these steps to verify whether your instalments have been credited:
- Visit the Women & Child Welfare Department portal: wcd.karnataka.gov.in. Look for a scheme status or beneficiary search option (Gruhalakshmi Scheme / beneficiary status).
- Use the UMANG app if you have it — search for Karnataka services or Gruhalakshmi Scheme listings.
- Visit your nearest Common Service Centre (CSC); they can pull up official records and print status details.
- Check your bank passbook or online banking transaction history for credits of ₹2,000; check SMS alerts from your bank for deposit messages.
- Contact your Anganwadi worker or local welfare office for a community-level status check — they often have the updated list of paid beneficiaries.
How to update bank / Aadhaar details and fix common errors
If a payment failed because of wrong bank/Aadhaar details, do this:
- Visit a CSC or your local women & child welfare office with original documents: Aadhaar, bank passbook/cancelled cheque, ration card, and residence proof.
- Request an update of bank account number or Aadhaar linking in the beneficiary record. CSC staff usually help submit the correction to the department portal.
- After update, ask for an acknowledgement slip or reference number; keep a copy for follow-up.
- If Aadhaar-bank linking is the problem, visit your bank branch to complete e-KYC or Aadhaar seeding. Carry Aadhaar and bank passbook.
- Wait for 7–14 working days after the update for reconciliation and the next scheduled disbursal attempt.
Where to get verified updates and avoid rumours
For authentic, verified information follow these channels:
- Women & Child Welfare Department, Government of Karnataka: wcd.karnataka.gov.in
- Official state government website: karnataka.gov.in
- District welfare office circulars and Anganwadi notices in your area.
- Avoid social forwards and unverified WhatsApp posts — always cross-check with the official portal or CSC.