Ladki Bahin Yojana Loan Scheme: Get ₹30,000 from Kolhapur Bank

Good news for Ladki Bahin Yojana beneficiaries. Kolhapur District Bank is offering loans up to ₹30,000 at a 10% interest rate. Beneficiaries can repay the loan in 3 years with monthly installments of ₹968, boosting business expansion opportunities for women. Check eligibility and criteria.

Kolhapur District Bank is offering loans up to ₹30,000 to beneficiaries of the Ladki Bahin Yojana.
The loan is available at a 10% interest rate to 1,38,158 women who have their subsidy deposited in the Kolhapur District Bank.
Repayment is structured over three years with a monthly installment of ₹968.

Kolhapur District Bank has introduced a new loan scheme for the beneficiaries of Ladki Bahin Yojana. Under this scheme, women beneficiaries can avail loans up to ₹30,000. Chief Minister Majhi Ladki Bahin Yojana is an ambitious scheme through which lakhs of women in the state are benefited. Under this scheme, a benefit of ₹1500 per month is given by the state government. That means a eligible woman gets an annual benefit of ₹18,000 under this scheme.

Currently, nine installments have been disbursed to eligible beneficiaries under Ladki Bahin Yojana. Starting from July 2024, the benefits have continued, with the March 2025 installment recently credited to the women’s accounts.

Good News for Ladki Bahin Yojana Beneficiaries

An installment for the month of April under this scheme will soon be transferred to the accounts of eligible women. According to the information received, the next installment of this scheme can be deposited in the accounts of eligible women between 6th April to 10th April.

Now a big good news is coming out for the eligible beneficiaries of this scheme. Some women in the state government’s Ladki Bahin Yojana will now get loans up to Rs 30,000.

Eligibility for the ₹30,000 Loan from Kolhapur District Bank

Kolhapur District Bank will provide loans up to ₹30,000. Women participating in this scheme will get the benefit of this loan at an interest rate of 10%, and 1,38,158 women whose money is deposited in the bank will be able to avail the benefit of this scheme.

This means that only the Ladki Bahins who have an account in Kolhapur District Bank will be given loan through Kolhapur District Bank. Through this initiative, needy, hard-working and economically weaker women will get relief.

Many times women have to take loans from moneylenders, micro finance at higher interest rates for daily transactions. Due to this they are financially exploited. The bank has informed that Kolhapur District Bank has brought this new scheme with the aim of stopping this injustice.

Key Criteria for Availing Ladki Bahin Yojana Loan

Beneficiaries must be members of Ladki Bahin Yojana.
Subsidy amount must be deposited in the District Bank.
Two beneficiaries are required as guarantors for the loan.

Additional Conditions

The term loan account cannot be renewed.
Beneficiaries must conduct all business transactions through the bank.
Both the beneficiary and the guarantors must be ‘B’ class members of the bank.

Repayment Details for Ladki Bahin Yojana Loan

The loan of up to ₹30,000 provided by the bank must be repaid within three years. This includes a provision to pay an installment of ₹968 per month. This loan scheme will provide a great opportunity for women to expand their business.