- LIC Bima Sakhi Yojana empowers women with a regular monthly income of up to Rs. 7000.
- Provides comprehensive training and potential for permanent LIC positions.
- Targets rural women to enhance insurance awareness and financial stability.
LIC Bima Sakhi Yojana is an innovative scheme by the Life Insurance Corporation (LIC) aimed at empowering rural women across India. The scheme offers women the opportunity to start their careers as insurance agents, ensuring them a monthly income of up to ₹7000. Apart from this, selling additional insurance policies can help them earn extra commissions.
Key Objectives of the Bima Sakhi Yojana
- To provide new employment opportunities for women, especially in rural regions.
- Enhance insurance awareness and financial literacy among rural communities.
- Empower women economically and boost their monthly income.
- Promote financial inclusion, broadening the horizon of insurance coverage.
What Makes the Bima Sakhi Yojana Unique?
- Stable Income: For the first three years, new insurance agents under this scheme receive a guaranteed stipend.
- First year: ₹7000 monthly.
- Second year: ₹6000 monthly.
- Third year: ₹5000 monthly.
- Additional Earnings: Earn additional income through commissions on policy sales.
- Free Training: LIC provides specialized training in financial literacy and insurance sales.
- Flexible Working: Women can work at their convenience and build their client base.
- Career Growth: The potential to become a permanent LIC agent and a development officer.
Eligibility Criteria for Bima Sakhi Scheme
- Age Limit: Women aged between 18 to 50 years are eligible.
- Educational Qualification: Minimum 10th pass is required.
- Location: Preference given to women from rural areas.
- Exclusions: Family members of existing LIC agents or employees cannot apply.
Also Read – Bima Sakhi Yojana : LIC & Govt Join Hands to Empower Women in Rural India
Required Documents for Application
To apply for LIC Bima Sakhi Yojana, you’ll need to submit the application form along with several documents:
- A recent passport-size photo.
- Self-attested copies of educational qualification proof.
- Address proof to confirm your residence.
- Age verification documents.
Keep these documents ready for a smooth application process.
Benefits of LIC Bima Sakhi Yojana
- Ensures regular monthly income for women, especially homemakers.
- Opportunities to work from home and achieve financial independence.
- LIC provides free training and guidance to participants.
- A platform for empowerment, making women self-reliant.
- Insurance expansion in villages, boosting economic security.
Application Process for LIC Bima Sakhi Yojana
- Visit the official LIC website at www.licindia.in.
- Fill out the Bima Sakhi Yojana registration form.
- Upload necessary documents like Aadhaar, PAN card, and educational certificates.
- Submit your application and await contact from an LIC officer.
Performance-Based Monthly Stipend Structure
For the first three years, the scheme offers a monthly stipend based on how well you perform:
| Year | Monthly Stipend (Rs) | Conditions |
|---|---|---|
| 1st Year | 7,000 | Fixed based on performance |
| 2nd & 3rd Year | Performance-linked (changes) | Based on sales and targets |
This setup encourages you to keep improving, earning not only your stipend but also future career growth in LIC.
If you’re interested, start by gathering your documents and make sure you qualify. Visit the official LIC website www.licindia.in for updates and application details. Depending on your performance, LIC Bima Sakhi Yojana can be a life-changing chance that helps you financially and professionally right from your home.