- Farmers can claim compensation of up to ₹40,000 for crop damages under Mukhyamantri Bagwani Bima Yojana.
- A low premium fee of only 2.5% is required to insure vegetables, fruits, and spices.
- Registration is open until March 15, with online application options available.
Mukhyamantri Bagwani Bima Yojana Overview for Farmers
Haryana government has introduced the Mukhyamantri Bagwani Bima Yojana as a vital scheme to support farmers and protect their horticultural crops from damages caused by adverse weather and natural calamities. This scheme is particularly beneficial for those growing vegetables, fruits, and spices, ensuring that farmers have a safety net against losses.
Affordable Premium and Compensation Structure
Under this scheme, farmers need to pay a minimal premium of just 2.5% based on the area cultivated. The costs are:
- ₹750 per acre for vegetables and spices
- ₹1,000 per acre for fruits
If a farmer suffers crop loss, compensation is available based on the loss percentage, detailed as follows:
| Loss Percentage | Compensation |
|---|---|
| 0% – 25% | No compensation |
| 26% – 50% | ₹15,000 for vegetables and spices, ₹20,000 for fruits |
| 51% – 75% | ₹22,500 for vegetables and spices, ₹30,000 for fruits |
| More than 75% | ₹30,000 for vegetables and spices, ₹40,000 for fruits |
Types of Crops Covered Under the Scheme
The Mukhyamantri Bagwani Bima Yojana encompasses a diverse range of crops, specifically 46 types, including:
- Vegetables: Arbi, ladyfinger, bitter gourd, bottle gourd, eggplant, cabbage, capsicum, carrot, chili, cucumber, onion, peas, potato, pumpkin, ridge gourd, tinda, and tomato.
- Fruits: Amla, plum, sapota, dates, dragon fruit, grapes, guava, lemon, mango, peach, and pomegranate.
- Spices: Turmeric and garlic.
Seasonal Crop Coverage
During the Zaid Rabi season, farmers can insure crops such as bhindi, bottle gourd, bitter gourd, and various fruits like kinnu and pomegranate.
Registration and Application Timeline
Farmers wishing to take advantage of this scheme must register before March 15 each year. Registration can be completed online through the portal https://mbby.hortharyana.gov.in/. If not already registered, farmers can also sign up at https://fasal.haryana.gov.in/.
By participating in the Mukhyamantri Bagwani Bima Yojana, farmers can ensure that they receive necessary financial support during adverse conditions, helping secure their future and farming endeavors.