PM Crop Insurance Scheme Latest Update: Apply By 31 July for Revised Benefits in Maharashtra

For farmers in Maharashtra, the deadline to apply for the revised Pradhan Mantri Fasal Bima Yojana is 31st July 2025. This new version of the scheme offers more benefits and better risk coverage for the Kharif season, making farming more secure and encouraging. In this article, you will find complete details on how to apply, benefits, eligibility, and premium requirements.

How to Apply for the Revised PM Crop Insurance Scheme?

Keep these important points in mind while applying:

• Last date to apply: Applications must be submitted by 31st July 2025.
• How to apply: Farmers can apply by visiting the local agriculture office or through the official portal. Farmer ID and e-Crop inspection are mandatory.
• Required documents: Land records, farmer ID, identification proof, and tenancy/lease documents (if applicable) must be submitted.

New Benefits and Portfolio in the Revised Scheme

The revised scheme includes several new crops and increased coverage levels:

• Kharif crops include rice, jowar, bajra, ragi, moong, urad, tur, maize.
• Oilseeds include groundnut, sesame, soybean.
• Cash crops include cotton and onion.
• Rabi crops include wheat (irrigated), rabi jowar (irrigated & rainfed), gram, summer rice, rabi onion, and summer groundnut.
• The risk coverage level is now 70%, and in some districts, a government-backed model with 80:110 cap and cap model will be implemented.

Eligibility and Conditions for Application

• Loan and non-loan farmers are eligible for the scheme.
• Farmers cultivating on leased land are also eligible, but relevant records and lease agreements must be uploaded to the official site.
• Farmers must have their documents in order and ensure their Farmer ID is generated.

Also Read – Pik Vima Yojana Maharashtra – New Updates in Eligibility, Benefits & Application Process

Financial Support and Insurance Premium Details

Season	Premium Rate
Kharif Season	2% premium is required
Rabi Season	1.5% premium is required
Cash Crops	5% premium is required

You can pay the premium through your local agriculture office or the official online portal. Financial assistance and subsidy may be available from the central and state governments, so it’s advised to apply as early as possible.

This revised scheme will help reduce costs and bring long-term benefits in farming. Timely application ensures access to new benefits. Loan farmers and those leasing land also get an equal opportunity, which is expected to boost the overall agricultural sector.