- Registration for PM Fasal Bima Yojana Kharif 2025 is open until 31 July 2025.
- Farmers can insure many Kharif crops including paddy, pulses, oilseeds, and more under the scheme.
- Multiple easy registration options available: online, mobile app, WhatsApp, helpline, and offline through CSCs.
Government of India has officially opened registration for the Pradhan Mantri Fasal Bima Yojana (PMFBY) for the Kharif 2025 season, offering a crucial opportunity for farmers to safeguard their crops against natural calamities, pest infestations, and plant diseases.This flagship crop insurance scheme aims to provide financial assistance to farmers in case of yield losses due to unforeseen weather events or biological threats. By enrolling in the PMFBY, cultivators can reduce their financial risks and ensure a safety net during the growing season.
Farmers are advised to stay informed about the registration steps, required documents, list of covered crops, and other key guidelines to ensure successful enrollment.
PM Fasal Bima Yojana Kharif 2025 Registration Details
Farmers in Uttar Pradesh have time until 31 July 2025 to register for protection under PM Fasal Bima Yojana for the upcoming Kharif season. Registration is simple and made for your convenience. Whether you like digital platforms or offline methods, you can sign up quickly to protect your crops.
Eligible Crops and Farmers
The scheme covers many crops grown in the Kharif season in UP, such as:
- Cereal Crops
- Pulses
- Oilseeds
- Paddy
- Arhar (Tur)
- Soybean
- Maize
- Urad
- Groundnut
- Jowar
- Moong
- Sesame
- Bajra
This long list means many farmers can benefit no matter what they grow.
Who can apply? Both loanee and non-loanee farmers can take part:
- Loanee farmers are registered automatically unless you decide not to join.
- Non-loanee farmers need to register themselves before the deadline to get benefits.
How to Register for PM Fasal Bima Yojana
Registering is easy with several choices made for your convenience:
- Online: Visit the official website pmfby.gov.in and follow the steps for online registration.
- Mobile App: Use the official Crop Insurance App to register from your smartphone.
- WhatsApp Chatbot: Send a message to 7065514447 and follow the chatbot instructions.
- Helpline: Call 14447 to get help in your local language.
- Offline: Visit Common Service Centres (CSCs), bank branches handling crop loans, or Agriculture Department offices for in-person registration.
Documents Needed for Enrollment
Make sure you have these documents ready to complete your registration smoothly:
- Aadhaar Card for identity proof
- Bank Passbook for premium payment and claims
- Land Ownership Records like Khatauni copies
- Sowing Declaration stating the crop type and area cultivated
Benefits of Joining PMFBY
Damage caused by bad weather, pests, or natural disasters can seriously hurt farmers’ income. PMFBY offers a much-needed financial backup. By paying a small premium, farmers get compensation for crop losses, which helps keep financial stability and encourages more investment in farming.
Premium Rates under PMFBY:
| Crop Type | Premium Percentage |
|---|---|
| Kharif Crops | 2% |
| Rabi Crops | 1.5% |
| Commercial/Horticultural Crops | 5% |
The remaining premium is paid by the government, keeping it affordable for farmers.
Claim Process and Useful Tips
If your crops get damaged, report it within 72 hours to speed up claim processing. Claims are settled based on field inspections and advanced tools like remote sensing that check losses correctly.
Follow these tips to avoid delays or rejection:
- Give correct and complete information during registration
- Submit all documents quickly
- Report crop loss on time
- Keep in touch with your insurance provider or the helpline for updates
With PM Fasal Bima Yojana, you are ready to face farming risks with confidence.
For more help, visit pmfby.gov.in, call 14447, or visit your nearest Common Service Centre.