- Government and banks are actively fixing PM-Kisan Yojana payment problems caused by unmapped Aadhaar, closed accounts, and incomplete KYC.
- Rs 63,500 crore set aside for PM-Kisan Samman Nidhi Yojana in FY26 to support farmers with timely payments.
- Financial inclusion campaigns and digital verification tools like Aadhaar and PFMS help increase scheme participation and accuracy.
Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) Yojana, a flagship scheme that provides direct financial assistance to farmers across India, has received a major boost in the Union Budget 2025-26 with an allocation of ₹63,500 crore.
Officials said the government has recently taken significant measures to resolve transaction-related issues faced by beneficiaries. Banks are also working closely to address payment failures, while ongoing financial inclusion drives are expected to improve the scheme’s outreach and efficiency.
Many farmers faced delays in getting their payments under the PM-Kisan Yojana because of transaction failures. The government and banks are working together to solve these problems quickly, making sure farmers get their benefits without any trouble.
Common Reasons for Payment Failures
There are several reasons why transactions fail in the PM-Kisan scheme. One main reason is the unmapped Aadhaar number linked to the beneficiary’s bank account. Sometimes, farmers give wrong account details, like loan or fixed deposit accounts, which are not allowed for direct benefit transfers. Also, closed or frozen bank accounts and incomplete KYC (Know Your Customer) verification cause payment failures.
What Banks Are Doing to Help Farmers
Banks have been told to actively reach out to beneficiaries to inform them about any problems with their account details or KYC status. Financial institutions are helping farmers fix their account information, complete KYC steps, and solve issues related to frozen or closed accounts. These efforts are regularly checked to make sure payments go through smoothly.
Funds and Impact for FY26
For the financial year 2025-26, the government has set aside a large amount of Rs 63,500 crore for the PM-Kisan Samman Nidhi Yojana. This money will continue to provide Rs 6,000 each year to eligible farmers in three instalments through direct benefit transfer (DBT) into Aadhaar-linked bank accounts.
Using Digital Tools and Verification
Before sending payments, the government checks farmer details using digital tools like Aadhaar, Public Financial Management System (PFMS), and income-tax records. This makes sure only eligible farmers get the benefits, reducing mistakes and fraud.
Financial Inclusion Campaign Boosting Participation
Since July 1, a three-month financial inclusion campaign has been running to increase enrolment in Jan Dhan Yojana accounts and related social security schemes among farmers. In just the first month, over 105,000 camps were held across gram panchayats, covering about one-third of the total GPs nationwide. This campaign led to:
| Scheme/Activity | Number of Enrolments/Updates |
|---|---|
| New PMJDY Accounts | 600,000 |
| PMJJBY Enrolments | 700,000 |
| PMSBY Registrations | 1,200,000 |
| APY Enrolments | 300,000 |
| Re-KYC Updates | 1,420,000+ |
These efforts not only increase the number of beneficiaries but also improve the accuracy and speed of PM-Kisan Yojana payments.
By staying updated on these changes and making sure your bank account and Aadhaar details are correctly linked and verified, you can make sure you get your PM-Kisan benefits without delay. For more information, visit the official PM-Kisan website at https://pmkisan.gov.in.