- SBI offers fixed deposit interest rates from 3.30% to 7.10% for different duration options in 2025.
- Senior citizens get higher returns, earning up to 7,22,419 interest on a 71,00,000 deposit in 3 years.
- Simple steps available to open SBI Fixed Deposit accounts online or at branches.
Find out about SBI Fixed Deposit Scheme and earn up to 7,22,419 as fixed interest on a 71,00,000 deposit. The State Bank of India Fixed Deposit Scheme offers attractive interest rates and guaranteed returns for both regular investors and senior citizens in 2025. Whether you want to invest for the short term or the long term, SBI gives you flexible tenure options to help your money grow safely.
Interest Rates and Tenure Choices of SBI Fixed Deposit
SBI offers fixed deposit tenures from 7 days up to 10 years, with interest rates changing based on how long you invest and the scheme type. In 2025, these rates range between 3.30 percent and 7.10 percent. The special Amrit Vrishti FD scheme offers the best interest rates: 6.60% for general customers and 7.10% for senior citizens for a 444-day fixed deposit.
Guaranteed Returns on 71,00,000 Deposit
If you invest 71,00,000 in SBI Fixed Deposit, you get a safe and guaranteed fixed interest amount when the FD matures. For a 3-year term, a regular investor earns about 720,626 as interest, making the total maturity amount 71,20,626.
Benefits for Senior Citizens in SBI FD Scheme
Senior citizens get higher interest rates on SBI Fixed Deposit schemes. On a 3-year FD deposit of 71,00,000, senior citizens can earn up to 722,419 as interest, with a total maturity amount of 71,22,419. This higher interest gives good support for senior investors looking for safer options with better returns.
How to Open an SBI Fixed Deposit Account
Opening an SBI Fixed Deposit account is easy and quick. You can do it online on SBI’s official internet banking site or by visiting the nearest SBI branch. To open one online, log in to SBI Online Banking, select the Fixed Deposit section, pick your tenure and deposit amount, and follow the steps. If you go to a branch, carry your KYC documents and the initial deposit, and the SBI staff will help you through the process.
| Feature | Details |
|---|---|
| Interest Rate for General Citizens (3-year FD) | 6.30% |
| Interest Rate for Senior Citizens (3-year FD) | 6.80% |
| Fixed Interest Earned (General Citizens, 71,00,000) | 720,626 |
| Fixed Interest Earned (Senior Citizens, 71,00,000) | 722,419 |
| Maturity Amount (General Citizens) | 71,20,626 |
| Maturity Amount (Senior Citizens) | 71,22,419 |
| Official Website | https://www.sbi.co.in |
SBI Fixed Deposit schemes are a good choice if you want safe, steady, and fixed returns on your savings. With guaranteed interest payouts and higher rates for senior citizens, it fits many investors’ needs. For more information, visit SBI’s official website or your nearest branch today and start your Fixed Deposit journey.