- Central government to provide permanent homes for 5 lakh homeless in Jammu & Kashmir under Pradhan Mantri Awas Yojana.
- Beneficiaries identified through a survey; allotment and construction process to start after verification.
- Working with rural development schemes: women empowerment, MGNREGA, skill development, and Kisan Credit Card expansion.
Jammu and Kashmir is about to see a major change as the Central government launches a large-scale program to provide permanent shelter to 5 lakh homeless people under the PMAY (Pradhan Mantri Awas Yojana) and related schemes. This effort aims to solve the long-standing issue of housing insecurity in the region and boost rural development through supporting programs.
Permanent Housing for Homeless in Jammu & Kashmir Under PM Awas Yojana
Union Agriculture Minister Shivraj Singh Chouhan recently shared that around 5 lakh individuals without permanent homes have been identified through a detailed survey in Jammu & Kashmir. The Pradhan Mantri Awas Yojana (PMAY) will be the main scheme to give these people safe, affordable, and permanent homes.
Identification and Verification Process for Beneficiaries
Finding beneficiaries involved a careful survey to make sure the right people are included. Verification is an important step to make sure only eligible individuals get housing allotment. This process protects the scheme from misuse and focuses on helping those who need it most.
Steps for Housing Allotment and Construction
After the beneficiary verification is done, the government will start the housing allotment process quickly. Construction to build permanent houses for these families will begin soon after, focusing on timely and quality work to improve their living conditions.
Supporting Rural Development Programs in J&K
Along with the PM Awas Yojana, several related schemes aim to raise living standards in rural Jammu and Kashmir by addressing poverty, increasing women’s income, creating jobs, and promoting financial inclusion.
| Scheme | Details |
|---|---|
| Pradhan Mantri Awas Yojana (PMAY) | Permanent housing for 5 lakh homeless people in Jammu & Kashmir |
| Beneficiary Identification | Survey done; verification ongoing |
| Women’s Income Enhancement | ‘Lakhpati Didi’ scheme raising income to over Rs 1 lakh under NRLM |
| Employment Initiatives | MGNREGA target setting and youth skill development programs |
| Financial Inclusion | Expanding Kisan Credit Card scheme to more farmers |
| Official Information | https://pmaymis.gov.in/ |
Helping Women Through Livelihood Missions and ‘Lakhpati Didi’ Scheme
The National Rural Livelihood Mission (NRLM) is actively working in the area, focusing on helping women through self-help groups. Under the popular ‘Lakhpati Didi’ scheme, efforts aim to help women raise their annual income to over Rs 1 lakh. Many women have already reached this goal, showing positive results. The scheme also recognizes top achievers under a new category called “Millennial Didi” for women whose annual income goes beyond Rs 10 lakh. Real-life stories of these successful women were shared in a booklet released recently.
Employment Focus: MGNREGA and Skill Development for Youth
The rural job scheme MGNREGA has faced some challenges, but the government is actively working on fixing them. Setting targets and better implementation aim to increase job opportunities. Also, new education programs are planned to give youth skills that improve their chances of getting jobs and open new possibilities.
Expanding Financial Inclusion via Kisan Credit Card Scheme
Financial inclusion gets a boost through efforts to connect more farmers in Jammu & Kashmir with the Kisan Credit Card (KCC) scheme. This credit facility helps farmers by providing easy access to funds, marking an important step toward financial empowerment in rural areas.
These combined efforts show the central government’s commitment to the overall development of Jammu and Kashmir. With focused housing solutions and livelihood programs, the region is set for important progress and a better quality of life for its people.
If you or your community members qualify, watch for official updates on applications and allotments. Take advantage of these government programs to change your life with a secure home and better livelihood chances.