Sukanya Samriddhi Yojana: How to Open Account Online via PNB ONE App

How to open a Sukanya Samriddhi Yojana (SSY) account online using the PNB ONE app? In this guide, we will show you the easy steps, helping you save for your daughter’s education and marriage costs from home. Punjab National Bank has released this new digital feature, making the process smooth and simple for its customers.

What is Sukanya Samriddhi Yojana (SSY)

Sukanya Samriddhi Yojana (SSY) is a main scheme by the Indian government, started to help parents save carefully for their girl child’s good future. It’s more than just a savings scheme; it’s a promise to your daughter’s education and marriage dreams. This scheme shines with its good features:

• Government-backed security: Your money is safe and secure.
• Good interest rates: Right now, the scheme gives a strong 8% interest rate, making your savings grow a lot.
• Tax benefits: Get tax deductions under Section 80C of the Income Tax Act for money you put in.
• Tax-free returns: The final amount and interest you earn are fully tax-free, giving a big sum for your child’s big steps.

Who can Open SSY on PNB ONE App?

Are you wondering if you can open an SSY account digitally through the PNB ONE app? It’s simple! This easy digital option is only for existing Punjab National Bank (PNB) customers. If you already have an account with PNB and want to open an SSY account for your girl child, you can use this easy online process. No need to visit the branch, no long forms – just a few taps on your phone.

Process of Online SSY Account Opening via PNB ONE App

Opening your Sukanya Samriddhi (SSY) account through the PNB ONE app is a smooth and easy experience. Just follow these simple steps, and you’ll be on your way to making your daughter’s financial future safe:

Step 1: Get the PNB ONE App

Open the PNB ONE App on your phone. Make sure you have the newest version for best use.

Step 2: Log In Safely

Log in using your details. Your security is very important, so always make sure you are on the official app.

Step 3: Go to ‘Services’

From the main screen, tap on the ‘Services’ option. This section has many banking options for you.

Step 4: Choose ‘Govt. Scheme’

Inside the ‘Services’ menu, find and choose ‘Govt. Scheme’. PNB makes it easy to get to government-backed schemes here.

Step 5: Pick ‘Sukanya Samriddhi Account Opening’

Under ‘Govt. Scheme’, you will find the option for ‘Sukanya Samriddhi Account Opening’. Tap on this to go ahead.

Step 6: Follow the Steps on Screen
The app will then guide you through the rest of the steps, which usually involve checking details and confirming the account opening. Follow the instructions on the screen carefully.

Benefits of Digital SSY Account Opening with PNB

Choosing to open your Sukanya Samriddhi Yojana (SSY) account digitally through PNB ONE gives you many good things, making it the top choice for many:

• Very Convenient: Open an account from anywhere, at any time, using your phone. No more queues and fixed bank hours!
• Saves Time: The digital process is fast, cutting down the time usually spent on forms and visiting the bank branch.
• No Paper Needed: Help the environment by choosing a fully paperless account opening, reducing waste.
• Easy Tracking: Manage your SSY account right through the PNB ONE app, making it simple to keep track of money you put in and interest earned.
• Safe Transactions: PNB ONE uses strong safety rules, making sure your personal and financial data stays safe during the whole process.
• Simple access: This option brings important money planning within reach for all eligible existing PNB customers, helping more people manage their money.

Embrace the future of banking and take a smart step towards making your girl child’s financial future safe today with PNB ONE’s digital SSY account opening option. It’s an investment in her dreams, made easy for you.