In a landmark move to support the state’s growing gig economy, Haryana Chief Minister Nayab Singh Saini announced the “Haryana Gig Workers Insurance Scheme” as part of the state’s Budget for 2025-26. The scheme, unveiled during the budget presentation on March 17, 2025, aims to provide comprehensive insurance coverage and financial stability to gig workers, a workforce increasingly vital to Haryana’s urban and economic landscape.
A New Safety Net for Gig Workers
The initiative targets gig workers, including delivery personnel, ride-hailing drivers, and freelance professionals, who often lack access to traditional employee benefits like health insurance or paid leave. Under the scheme, registered gig workers will receive health, accident, and life insurance, ensuring a safety net against unforeseen emergencies. While specific coverage amounts remain undisclosed, officials have described the benefits as “comprehensive,” hinting at a robust package tailored to the needs of this unorganized sector.
To facilitate access, the state government plans to launch a dedicated online portal where gig workers can register and connect with various government schemes. “This portal will not only provide insurance but also empower gig workers to become more self-reliant and active contributors to Haryana’s development,” Chief Minister Saini said during his budget speech, emphasizing the dual goals of social security and economic inclusion.
Budget Context and Timing
The announcement comes amid a broader push in the 2025-26 Haryana Budget to address urban housing, green initiatives, and worker welfare. Presented by Saini, who also holds the finance portfolio, the budget reflects the state’s response to the evolving needs of its workforce. With the gig economy booming – driven by platforms like Swiggy, Zomato, and Uber – the scheme is seen as a timely intervention to safeguard a group often overlooked by traditional labor policies.
The initiative aligns with national efforts, such as the Union Budget 2025-26’s extension of the Ayushman Bharat scheme to gig workers, announced on February 1, 2025. However, Haryana’s scheme stands out for its inclusion of accident and life insurance alongside health coverage, potentially offering a more holistic approach.
Implementation on the Horizon
As of March 31, 2025, detailed guidelines for the scheme are yet to be released, leaving stakeholders eager for clarity on eligibility, funding, and rollout timelines. Sources suggest the government is working swiftly, with a possible deadline of March 31, 2025, for initiating key budget promises, including this one. The success of the scheme will hinge on effective collaboration with gig platforms to ensure worker data is shared for registration—a challenge that has stalled similar efforts in other states.
“The idea is promising, but we need specifics,” said Ravi Kumar, a delivery worker in Gurugram. “Insurance could ease the burden of medical bills or accidents, but only if it’s easy to access and truly covers our needs.”
A Step Toward Inclusivity
Experts view the scheme as a progressive step, especially in a state with a significant gig workforce. “Haryana is setting a precedent by recognizing gig workers as a priority,” noted economist Priya Sharma. “If implemented well, this could inspire other states to follow suit.” The initiative also draws parallels with Karnataka’s 2023 gig workers’ insurance scheme, which offers Rs. 4 lakh in combined life and accidental coverage, though Haryana’s broader scope could make it a benchmark.
However, questions linger about funding. Will the state bear the full cost, or will gig companies contribute? The budget speech offered no hints, leaving room for speculation as the government finalizes its plans.
Looking Ahead
Haryana Gig Workers Insurance Scheme signals a shift toward inclusive growth, addressing a critical gap in social security for a workforce that powers the state’s digital economy. As the government prepares to roll out the portal and clarify benefits, gig workers and industry watchers alike await the fine print. If successful, this could mark a turning point in how India supports its gig economy, with Haryana leading the charge.
For now, the promise of insurance offers hope to thousands of gig workers across the state, who see it as a chance to work with greater peace of mind. As one driver put it, “We’re on the roads every day – some security would mean we’re not just numbers anymore.”